Privacy Notice
®
    Your privacy is very important to us. We want to make your experience on
         the Internet as enjoyable and rewarding as possible, and we want you to
         use the Internet's vast array of information, tools, and opportunities
         with complete confidence.

         We have created this Privacy Policy to demonstrate our firm commitment to
         privacy and security. This Privacy Policy describes how our company
         collects information from all end users of our Internet services (the
         "Services")-those who access some of our Services but do not have accounts
         ("Visitors") as well as those who may purchase Products and/or pay a
         monthly service fee to subscribe to the Service ("Members")-what we do
         with the information we collect, and the choices Visitors and Members have
         concerning the collection and use of such information. We request that you
         read this Privacy Policy carefully.

         Personal Information Our Company Collects and How It Is Used

         Introduction. Our company collects information in different ways from
         Visitors and Members who access the various parts of our Services and the
         network of Web sites accessible through our Service. We use this
         information primarily to provide a customized experience as you use our
         Products and Services, and generally, do not share this information with
         third parties. However, we may disclose personal information collected if
         we have received your permission beforehand or in very special
         circumstances, such as when we believe that such disclosure is required by
         law or other special cases described below.

         Registration:  Members may be asked to provide certain personal
         information when they sign up for our Products or Services including name,
         address, telephone number, billing information (such as a credit card
         number), and the type of personal computer being used to access the
         Services. The personal information collected from Members during the
         registration process is used to manage each Member's account (such as for
         billing purposes). This information is not shared with third parties,
         unless specifically stated otherwise or in special circumstances.
          However, in instances where our company and a partner jointly promote our
         Services, we may provide the partner certain personal information, such as
         the name, address, and username of persons who subscribed to the Services
         as a result of the joint promotion for the sole purpose of allowing us and
         the partner to assess the results of the promotion.  
         In this instance, personal information may not be used by the partner for
         any other purpose. We may also generate non-identifying and aggregate
         profiles from personal information Members provide during registration
         (such as the total number, but not the names, of Members). As explained in
         more detail below, we may use this aggregated and non-identifying
         information to sell advertisements that appear on the Services.

         Our Company Partners and Sponsors:  Some products and services may be
         offered to Visitors and Members in conjunction with an affiliate,
         independent contractor seller or non-affiliated partner. To provide
         Visitors and Members some of these products and services, the partner may
         need to collect and maintain personal information. In these instances, you
         will be notified before any such data is collected or transferred and may
         decide not to use that particular service or feature.  
         Additionally, our partners may have advertisements or co-branded Web Pages
         that are cosponsored by an affiliate, independent contractor seller, or
         non-affiliated partner. Our company may share non-identifying and
         aggregate information (except as described above), but not personal
         information, with such partners in order to administer the co-branded
         products or services offered.

         If you order services or products directly from our company we will use
         the personal information you provide only to process that order. We do not
         share this information with outside parties except to the extent necessary
         to complete that order.

         Online Advertisements:  Our company may display our online advertisements.
         In those cases we share aggregated and non-identifying information about
         our Visitors and Members collected through the registration process as
         well as through online surveys and promotions with these advertisers.  
         Additionally, in some instances, we use this aggregated and
         non-identifying information to deliver tailored advertisements or joint
         ventures. For instance, an advertiser or joint venture company tells us
         the audience they want to reach and provides us an advertisement tailored
         to the audience. Based upon the aggregated and non-identifying information
         we have collected, we may then display or send the advertisement to the
         intended audience. Our company does not share personal information about
         its Visitors or Members with these advertisers or joint venture companies.

         Responses to Email Inquiries: When Visitors or Members send email
         inquiries to our company, the return email address is used to answer the
         email inquiry we receive. Our company does not use the return email
         address for any other purpose and does not share the return email address
         with any third party.

         Voluntary Customer Surveys:  We may periodically conduct both business and
         individual customer surveys. We encourage our customers to participate in
         these surveys because they provide us with important information that
         helps us to improve the types of products and services we offer and how we
         provide them to you. Your personal information and responses will remain
         strictly confidential, even if the survey is conducted by a third party.
         Participation in our customer surveys is voluntary.

         Online Shopping:  At some Web sites, you can purchase products and
         services or register to receive materials, such as a newsletter, catalog
         or new product and service updates. In many cases, you may be asked to
         provide contact information, such as your name, address, email address,
         phone number, and credit/debit card information.  
         If you complete an order for someone else, such as an online gift order
         sent directly to a recipient, you may be asked to provide information
         about the recipient, such as the recipient's name, address, and phone
         number. Our company has no control over the third parties' use of any
         personal information you provide when placing such an order. Please
         exercise care when doing so.

           We may take the information we receive from individuals responding to our
         Customer Surveys and combine (or aggregate) it with the responses of other
         customers we may have, to create broader, generic responses to the survey
         questions (such as gender, age, residence, hobbies, education, employment,
         industry sector, or other demographic information). We then use the
         aggregated information to improve the quality of our services to you, and
         to develop new services and products. This aggregated, non-personally
         identifying information may be shared with third parties.

         Special Cases:  It is our company's policy not to use or share the
         personal information about Visitors of Members in ways unrelated to the
         ones described above without also providing you an opportunity to opt out
         or otherwise prohibit such unrelated uses.  
         However, we may disclose personal information about Visitors or Members,
         or information regarding your use of the Services or Web sites accessible
         through our Services, for any reason if, in our sole discretion, we
         believe that it is reasonable to do so, including: credit agencies,
         collection agencies, merchant database agencies, law enforcement, or to
         satisfy laws, such as the Electronic Communications Privacy Act, the Child
         Online Privacy Act, regulations, or governmental or legal requests for
         such information; to disclose information that is necessary to identify,
         contact, or bring legal action against someone who may be violating our
         Acceptable Use Policy or Terms Of Service, or other user policies; to
         operate the Services properly; or to protect our company and our Members.

         "Cookies" and How Our Company Uses Them. A "cookie" is a small data file
         that can be placed on your hard drive when you visit certain Web sites.
         Our company may use cookies to collect, store, and sometimes track
         information for statistical purposes to improve the products and services
         we provide and to manage our telecommunications networks.  
         If you are a Visitor or Member we may use a cookie to save your settings
         and to provide customizable and personalized services. These cookies do
         not enable third parties to access any of your customer information.
         Additionally, be aware that if you visit other Web sites where you are
         prompted to log in or that are customizable, you may be required to accept
         cookies.

         Advertisers and partners may also use their own cookies. We do not control
         use of these cookies and expressly disclaim responsibility for information
         collected through them.

         Our Company Commitment to Children's Privacy. Protecting children's
         privacy is especially important to us. It is our policy to comply with the
         Children's Online Privacy Protection Act of 1998 and all other applicable
         laws. Therefore we restrict our Web site to persons eighteen years or
         older.

         YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU
         ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB
         SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE,
         NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE
         PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

         Public Forums:  Please remember that any information you may disclose in
         any Member Directory, or other public areas of our Web sites or the
         Internet, becomes public information. You should exercise caution when
         deciding to disclose personal information in these public areas.

         Our Company's Commitment to Data Security:  Services and Web sites we
         sponsor have security measures in place to protect the loss, misuse, and
         alteration of the information under our control. While we make every
         effort to ensure the integrity and security of our network and systems, we
         cannot guarantee that our security measures will prevent third-party
         "hackers" from illegally obtaining this information.

         Where to Direct Questions About Our Privacy Policy:  If you have any
         questions about this Privacy Policy or the practices described herein, you
         may contact us through the contact information provided on this Web site.

         Revisions to This Policy: Our company reserves the right to revise, amend,
         or modify this policy, our Terms Of Service agreement, and our other
         policies and agreements at any time and in any manner, by updating this posting.
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